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1. Sean Graham says:

   September 18, 2009 at 9:13 am

   If you plan to rent out a room in your home, you will need to contact your home insurer. While it is unlikely you will need a separate policy to ensure you are adequately protected and covered, they may recommend that you enhance existing portions of your policy. If you do not update your insurer, letting them know that you are renting out a room, any claims arising at all could technically not be covered.

   Sean Graham, Principal Broker at KTX Insurance Solutions.

   Neither Kanetix® nor the KanetixForum.ca is an insurance broker or agent. Although this information has been passed along to you from KTX Insurance Solutions through the Forum, we are not responsible for the opinions expressed by them. Insurance can be complicated. When reading these answers, keep in mind each person’s situation is unique. Individual responses may vary depending on your insurer, geographic location, and specific circumstances. If you have a similar situation, always speak with your insurance provider, or a licensed insurance representative, for terms and conditions that may apply to you.
2. admin says:

   September 24, 2009 at 10:35 am

   For more information about renting out your home, or parts of you home, visit the Insurance Bureau of Canada’s website. They have a section devoted to people who are thinking about renting which can be viewed at:

   http://www.ibc.ca/en/Home_Insurance/Home_Insurance_Explained/Home_Rental.asp